The insurance policy provides coverge for fixed expenses for online sellers in the event they are suspended by the online vendor for ANY REASON other than:
Any losses occurring within the first 120 hours from the inception date of the policy OR where the insured does not exceed
either the franchise deductible or the waiting period. The date of such losses shall be determined by the issuance of an inquiry or notice of suspension by the online vendor; and
An insured event or any circumstance that could give rise to an insured event which is discovered, known by or should
reasonably have been known by the insured prior to the inception of the policy period; and
Intentional breach of the business services agreement; and
Intentional breach of the prohibited products listing agreement; and
Misrepresentation and Fraud. This entire policy shall be void if the insured has willfully concealed or
misrepresented, in writing or otherwise, any material facts or circumstances concerning this policy or the subject matter thereof, or if the insured shall make any attempt to defraud either before or
after a loss; and
Intentional Acts other than described above; and
Non United States of America Domicile. Any insured that does not have United States of America domicile, 911
address and from a State within the United States of America.
This policy will not provide coverage if you are suspended by an online vendor for the same reason more than once in
the policy period.
Failure to respond in writing to an inquiry, notice or notice of suspension directly to the online vendor within 72
hours of receipt of the inquiry, notice or notice of suspension by “you”; and
Individual ASIN suspensions. There must be a total account suspension.